Find the right EFTPOS for your venue.
Independent EFTPOS comparison for Australian hospitality and retail. Take a 60-second quiz, get matched to a HEFTE referral partner suited to your venue, and see the full 15-provider market on our All Providers page.
HEFTE earns a referral commission from four of the providers on this site (Zeller, Zero Payments, H&L Pay, urpay). All comparisons are independent. Read the full disclosure.
What's changing
The RBA is banning card surcharges on domestic cards. The cost of accepting payments can no longer be passed to customers via a card surcharge.
Interchange fee caps are also being cut, which should reduce acceptance costs overall. But only if you're on the right plan. Most venues aren't.
HEFTE Partners
Our recommended providers
HEFTE has referral partnerships with these providers. We recommend them because they're genuinely strong options for hospitality and retail, not just because of the commission. Compare them against every major Australian EFTPOS provider on our All Providers page.
Zeller
Flat-rate EFTPOS with an integrated business account. No monthly fee, no lock-in.
- Rate
- 1.4% flat
- Monthly
- $0
- Contract
- No lock-in
Zero Payments
Powered by Tyro
Australia's specialist hospitality acquirer with native H&L integration.
- Rate
- Negotiated
- Monthly
- Varies
- Contract
- No lock-in
H&L Pay
by H&L POS
Native payment integration built into H&L POS. The deepest integration available for H&L venues.
- Rate
- Contact us
- Monthly
- $0
- Contract
- Contact us
urpay
Surcharge-free EFTPOS specialist adapting to the new RBA landscape.
- Rate
- Contact us
- Monthly
- $0
- Contract
- No lock-in
Who we serve
Built for hospitality and retail venues
Generic comparison sites serve everyone and serve no-one well. HEFTE is focused on the specific needs of cafés, restaurants, bars, pubs, retailers, and multi-site operators across Australia.
- POS system integrations (H&L, Lightspeed, Impos, me&u)
- Multi-terminal and multi-site setups
- Seasonal cash flow patterns
- High-volume card transaction environments
- Fast settlement requirements
"Card surcharges are gone. The cost of accepting payments now lands entirely on your business. Make sure you're on a plan that can absorb it."
HEFTE
Get started
Ready to find a better EFTPOS deal?
Take the 60-second quiz and get matched to a HEFTE referral partner. No email, no signup, no obligation. To see all 15 Australian EFTPOS providers without a referral, visit All Providers.