Savings Calculator
How much could you save on EFTPOS?
Two inputs, instant comparison. Find out how your current EFTPOS rate stacks up against published-rate providers and what a HEFTE partner negotiated rate could deliver.
Calculations are indicative only and based on the rates and volumes you enter. Confirm actual rates and costs directly with your current and prospective providers.
Don't know your current rate?
Most venues don't.
If you're not sure what rate you're paying, check your most recent merchant statement or call your provider. 1.5% is a representative blended rate for hospitality and retail merchants and is provided as a starting point.
From 1 October 2026, you can no longer pass card costs to customers via a surcharge. That means whatever you're paying becomes a real cost to your business. The maths above shows the difference a better provider can make.
Find your match
The calculator shows you the savings. The quiz tells you which provider actually fits your venue, POS system, and requirements.
Take the Quiz Or see all 15 AU providersThis page provides general information about EFTPOS in Australia. It is not financial, tax, legal, or professional advice. Rates and product features change. Confirm current rates and terms directly with the provider before making a decision.